Engage policyholders while boosting upsells and cross-sells through actionable insights

Loyalife equips insurers with data-driven, multi-channel loyalty programs that enhance customer lifetime value by rewarding renewals, referrals, and claim-free behavior, fostering stronger engagement and retention
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Trusted by enterprises across the globe

End-to-end customer and agent loyalty infrastructure for insurance enterprises

Elevate customer loyalty with AI-powered, personalized programs designed to reward policy renewals, encourage upsells of add-on coverages, and drive referrals through targeted, omnichannel engagement strategies

Capabilities designed to foster loyalty through value-driven reward solutions

Encourage policyholder engagement with gamified wellness challenges, incentivize risk-reducing behaviors like safe driving, and offer diverse rewards from an expansive marketplace - all within a compliant, secure infrastructure tailored for insurers

Gamified Engagement

Increase customer engagement with elements like challenges, leaderboards, and badges for milestones

Fitness Tracker integration

Integrate customer wearables with the loyalty app to reward them with points for milestones like calories burned

World’s Largest Marketplace

AI-powered marketplace with over 10 million reward options across 30+ categories

On-Premise Deployment

Cost-effective and scalable on-premise deployments ensuring that your data is safe with you

Your one-stop solution to enrich data about your customers’ health, wellness and behavioral changes for personalized engagement

Reach consumers at every step in their journey with the right data-driven, insurance-focused features and optimize every decision for a retention-focused experience

How Loyalty Engine helps insurers

Dynamic rule engine that configures personalized rewards based on real-time policyholder behavior, driving deeper engagemen

  • Drive renewals with targeted loyalty benefits like premium discounts or deductible reductions for low-risk behaviors
  • Let customers earn location-based rewards using iBeacon, a Bluetooth based indoor location-tracking technology
  • Tailor incentives based on policy types, health insights, and referral data through multi-attribute accrual rules
  • Streamline operations and reduce costs by managing multiple loyalty programs for different insurance segments on a single platform

How Member Segmentation and Tiers help insurance

Increase engagement and loyalty by offering personalized rewards based on segmentation and tailored member tiers, driving retention

  • Offer highly personalized rewards by segmenting customers based on renewals, claims history, or policy type—all on a single platform
  • Reward high-value policyholders with custom member tiers that offer exclusive benefits, driving renewals and retention
  • Drive higher policy renewals with tier-based bonuses using points multipliers and milestone-based rewards

How Customer Engagement helps insurance

Increase engagement with personalized, data-driven campaigns with branded, customizable templates across all your insurance offerings

  • Boost upsells & cross sells with personalized rewards using e-survey feature, enabling you to “buy” user data with points
  • Enable users to make appointments with doctors or clinics provided by your company using the Dr. Appointment feature
  • Improve customers’ and agents’ product knowledge using e-Quiz helping them accrue points for correct answers on relevant subject matters
  • Deliver tailored offers using omnichannel communication—reaching customers across email, SMS, mobile app, WhatsApp and more

How Analytics and Insights helps insurance

Optimize loyalty programs using actionable insights from every touchpoint, increasing policy renewals and retention

  • Track and improve loyalty program performance with custom reports on claims, renewals, and policyholder interactions.
  • Quickly adjust loyalty strategies with real-time dashboards and automated reports that monitor trends and improve engagement
  • Leverage historical data to track long-term success, such as increased policy renewals and reduced claim volumes

How Fraud & Risk Management helps insurance

Protect your company’s assets with advanced fraud detection and multi-level security, ensuring secure transactions and peace of mind

  • Prevent fraud in accruals and redemptions with real-time anomaly detection, ensuring safe transactions
  • Enhance security with multi-level authorization, preventing unauthorized changes and reducing errors
  • Maintain compliance and accountability with comprehensive audit logs that track every system action, safeguarding transparency.
  • Configure account deactivation timelines, password policies, and sessions timeout periods to ensure member safety

A world of points redemption options

Over 10 million redemption options across 30+ categories including flights, hotels, Miles, gift cards, and more.

White-labeled Solution

Enhance your brand image with a white-labeled mobile responsive rewards redemption platform

Plug & Play

An API-ready solution to experience rapid implementation of your rewards redemption platform

Customizable Catalog

Customize your rewards offerings to align with your brand and your customers’ needs

Transforming customer loyalty into a profit center for banks

LBMS isn’t just a collection of loyalty modules for customer retention - it’s a complete solution that improves banking metrics and drives your bottomline
Analytics and Insights
Use real-time data to track transactions and spending patterns to optimize rewards
Loyalty Engine
Provide targeted incentives like double points for spending in dining or travel
Customer Engagement
Launch personalized campaigns that boost transactions in high-value categories like travel, retail, dining, etc.
Fraud & Risk Management
Protect customer transactions with anomaly detection, ensuring secure spending and redemptions
Loyalty Engine
Reward everyday purchases like groceries and fuel to drive revenue from interchange fees
Member Management
Increase frequent interactions with banking products through personalized rewards based on product usage
Customer Engagement
Promote credit card, cashback programs, and miles usage with personalized campaigns
Fraud & Risk Management
Ensure secure usage of cards and other products using real-time fraud detection
Analytics and Insights
Tracking balance trends and offer tailored rewards to increase account engagement
Loyalty Tiers
Motivate customers to maintain higher balances to enjoy premium rewards by moving up loyalty tiers
Loyalty Engine
Offer rewards for meeting minimum balance thresholds and using multiple banking products
Fraud & Risk Management
Ensure compliance and protect customer assets by tracking every system action using audit logs
Analytics and Insights
Track customer behavior and preferences to identify high-potential customers for cross-sells and optimize offers
Loyalty Engine
Offer bonus points for signing up for additional services like savings accounts and mortgages to drive cross-sell adoption
Customer Engagement
Promote cross-sell offers for additional banking products like loans and mortgages using personalized rewards as an incentive
Fraud & Risk Management
Ensure secure product transitions with multi-level security controls that protect cross-sell offers
Loyalty Engine
Provide bonus points, cashback, and exclusive incentives for bringing in new clients
Member Management
Identify top referrers and target them with special incentives to increase referrals
Customer Engagement
Promote personalized referral programs with exclusive rewards for both referrers and new customers
Fraud & Risk Management
Prevent fraudulent referrals using account deactivation timelines and ensuring secure referral transactions

Security and compliance at the forefront

Data protection is of utmost importance at Loyalife, and we are committed to providing a safe, secure, and compliant loyalty ecosystem for our customers
Loyalife-INDUSTRY-SECURITY-BADGES

Data Location Control

Multi-region deployment to ensure compliance by allowing data to reside in the region of your choice globally

Regular Vulnerability Tests (VAPT)

Regular comprehensive testing to identify potential security vulnerabilities and threats and mitigate them proactively

Encrypted Connections

HTTPS with TLS/SSL protocols for safe data transfers, preventing interception and tampering

Secure Data Integration

Seamlessly integrate your CRM, data warehouses and lakes via SFTP, HTTPS, OAuth REST APIs, and VPN tunnels

Role-Based Access Controls (RBAC)

Secure restricted access using roles and permissions to ensure users see only what they need to perform their jobs

Web Application Firewall (WAF)

Ensure robust defenses against DDoS attacks, bot detection, IP blocking, and rate limiting with WAF

Security and compliance 
at the forefront

Data protection is of utmost importance at Giift, and we are committed to providing a safe, secure, and compliant loyalty ecosystem for banks.

Hear from our happy customers

CBI-LogoMTB-LogoEastern Bank PLCOla Energy-Logo
CBI

Our loyalty management shines through Loyalife

“We appreciate Loyalife's efficient client management. The level of detail and accountability demonstrated on each project is great, leading to a tremendous improvement in customer engagement. We will surely recommend their services to other banks.”

Siny Antony Davis

Manager - Cards Portfolio Management, Retail Banking Group - CBI

MTB

Loyalife has taken our rewards program to a new height

“Loyalife has made our loyalty program ‘MRewardz’, and has taken it to a new height. Cardholders are now more motivated to use their cards and earn MRewardz points. I believe Loyalife will make the program only more exciting and rewarding in the coming days.”

Md Abu Bokar Siddik

Head of Cards | Card Division- Mutual Trust Bank (MTB) Limited

Eastern-Bank-LTD

Top-class customer engagement solution appreciated by customers

“Loyalife has been our SKYCOINS loyalty program facilitator since 2020. Their top-class customer engagement solutions are well appreciated across a wide range of customer segments and it is because of their facilitation that our SKYCOINS loyalty program is so popular with the customers.”

Nahid Farzana

Head of Cards Business- Eastern Bank Limited

Ola-Energy

A cutting edge system and the right partner to grow with

“Loyalife is a true partner. We chose Loyalife as our loyalty provider to work with us across 17 countries in Africa. The Loyalife team is extremely flexible and fully supportive throughout the way. The system is cutting edge - from the user interface to the options provided to our consumers. We are confident that we have selected the right partner to grow our customer base with.”

Motaz Ben Saoud

Corporate Retail Officer- Ola Energy